Category | Insurance

How Does Insurance Work?

Posted on 01 March 2010

Its about economy of scale. When you sign up for healthcare coverage, you join a group of other people to combine your healthcare purchasing power. Your insurer covers the whole group, rather than individuals, so everyone shares the cost of staying healthy.-Stay Smart Stay Healthy See more vidoes at: www.youtube.com

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Some guidelines for auto insurance claims

Posted on 14 February 2010

Some guidelines for auto insurance claims
When it comes to insurance, what you don't do can be just as important as what you do. Wrong moves when filing a claim, or saying the wrong thing, can cost you.
Read more on Denver Post

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D.A. Points, Ryuji Imada tied for Farmers Insurance Open lead at Torrey Pines

Posted on 30 January 2010

D.A. Points, Ryuji Imada tied for Farmers Insurance Open lead at Torrey Pines
D.A. Points saved his best golf for the toughest track and shot a 7-under 65 on the South Course at Torrey Pines, giving him a share of the lead with Ryuji Imada in the Farmers Insurance Open.
Read more on ESPN

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Choosing an Insurance Provider

Posted on 30 January 2010

When buying insurance – auto insurance, health insurance, home insurance, life insurance or renters insurance – choosing your insurance provider is a big part of the decision process. When you compare insurance quotes it's easy to see the different prices offered by different insurance providers, but cost alone may not go into your insurance purchase [...]

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Don't Scrimp On Insurance

Posted on 30 January 2010

The economy is in a tough place right now, many people have lost their jobs and everyone is looking for places to either save money, or make outright cuts in the household budget. One place to avoid scrimping and saving is with your insurance. To a lot of people, insurance feels like an expenditure that [...]

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no health insurance and have a preexisting condition. Can I start work? or is there any insurance available?

Posted on 30 January 2010

I live in GA. We just got an insurance and told them about this condition. It's very small surgery for my daughter. but now they are denying it. Is there any other insurance I can take? or if I get insurance through work would that help?

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Will an insurance company insure our home if there is a unpermitted cottage?

Posted on 30 January 2010

I'm in the process of buying a foreclosure home (Saratoga,CA, can't transfer the insurance since it has already lapsed) that has a detached unpermitted cottage (2 bedrooms, kitchen, bathroom and living room total of 900 sq ft), the main home also has a unpermitted converted garage that is used as a in law quarter (separate [...]

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When will the Insurance Lobby force us to have Medical insurance like the did Auto insurance?

Posted on 30 January 2010

Forced auto insurance, seat belt laws, helmet laws, child safety seats, laws and regulations, all brought upon us by insurance companies who use government regulation to maximize their profits.
Isn't it only a matter of time before they get their friends in Washington to make Health Insurance Mandatory?
Or is that the republican plan for reform?

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How does the insurance company find out about moving violations?

Posted on 30 January 2010

My understanding is that when you get a moving violation (e.g, a speeding ticket), the police or the courts or whoever will notify your insurance company. When your insurance company finds out and finds out about the points that are now on your license, they raise your insurance premium. However, a friend tells me that [...]

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What is the type of insurance that covers bodily injury and property damage to others?

Posted on 30 January 2010

1: What is the type of insurance that covers bodily injury and property damage to others?
liability
uninsured motorist
comprehensive
collision
2: What is the type of insurance that covers you when you are injured by a hit and run driver?
liability
uninsured motorist
comprehensive
collision
3: Insurance is based on the concept of ________ and __________
profit and loss
risk and loss
risk and return
profit [...]

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